Tia Bond
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Tia Bond Las Vegas Real Estate Selling the Luxury of Las Vegas

I Sell Luxury Las Vegas Homes Because Your Home Is Luxurious


Welcome to Coldwell Banker Wardley, your source for Las Vegas real estate. If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Las Vegas with my New Listings Notification

Whether you are buying or selling a home, your real estate transaction is an important one.  I am available not only guide you in your transaction, but to make it as smooth and hassle free as possible. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in Nevada, please contact me as I'm more than willing to help.

Please browse my website for listings, reports and important local real estate information.

Sincerely,

Tia Bond
Coldwell Banker Wardley Real Estate


10 Reasons to Short Sale


1. You owe more on your loan balance or balances which are secured by your property, than your home is worth.

2.You will receive much better outcome for your credit with a short sale vs. foreclosure because a foreclosure can effect your credit negatively for up to 7-10 years where as a short sale will affect your credit for as little as 2 years.

3. Most short sales can be achieved with no out of pocket costs to you the seller.

4. A Short sale can help you get out of debt more efficiently and usually with no recourse from creditors who have the property as security for the debt.

5. With a short sale you normally can stay in your home longer than with a foreclosure.

6. You have more control of when you will be looking for a new home, have time to plan your move and finally close your home and move to another property, instead of receiving an eviction notice after you have been foreclosed on and have to move by the banks terms and time able.

7. You will have the peace of mind of having worked out an agreement with the bank rather than being kicked out as a non-cooperating debtor.

8. Your loan modification has been denied or is not sufficient to improve your financial condition by reducing principal or payment amounts to levels that will work for you over the long haul.

9. Save the embarrassment and stress related to the foreclosure process and the negative stigma attached to it for your own and families self esteem.

10. Get out from under an impossible situation now and begin to rebuild your finances with a fresh new start. with in two year or at time shorter time period, you may most likely still be able to take advantage of a market which has significantly lower pricing and reasonable interest rates.


Advanced Home Search


Browse my website where you are able to search the Las Vegas MLS to find your next home.  If you see anything that you like, feel free to contact me in order to get property details.  Happy Hunting!


Step 1 - Enter Search Details
 
Price:   to    USD
Bedrooms: 
Bathrooms: 

Types: 
* Minimum of 1 Type is required
Locations:      
To narrow search results, click the "Specify Locations" radio button above.


 

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


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